Contact Us 516.488.4000
Navigation

 

  PERSONAL INSURANCE   FINANCIAL SERVICES   BUSINESS INSURANCE  


Personal Lines


Personal Lines Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates. 


Personal Lines Information

When insurance is focused on protecting the financial interests of an individual or family, rather than a corporate or non-profit entity, it is considered to fall within the personal lines of insurance. There are many different types of protection offered within personal lines. These include:

  • Home insurance: This is a policy designed to assist with expenses related to certain hazards, such as fire, hurricane and theft, which can devastate or damage a home or its contents. Home insurance also covers the liabilities homeowners have so that when someone is hurt on their property, they can rely on their policy for medical costs, legal costs and damages.
  • Auto insurance: Required by law in most states, auto insurance provides protection to both vehicle owners and individuals who are injured or experience property damage at the hands of drivers. Auto insurance policies can be structured to cover the damages of the insured’s vehicle through comprehensive and collision coverage as well as uninsured/underinsured motorist coverage. A policy must also meet the minimums of each state’s laws by providing bodily injury and property damage liability coverage that protects those who might be unintentionally injured or damaged by the insured.
  • Renters insurance: When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment.
  • Umbrella policies: When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies. 

Defensive Driving Course Now Offered Online

Don’t waste your valuable time and money! Get points on your record reduced and secure your

insurance savings today by taking this course online and fulfill all DMV requirements

from the comfort of home, all on your own schedule!

•Log in and out at any time

•Study when and where you want

•Take it at your own pace

•Save time and money!

 

 Upon successful completion of an approved defensive driving course in New York:

•Your safe driving knowledge will be refreshed.

•You can remove up to 4 points from your NYS DMV driving record.

•You will receive up to a 10% insurance rate reduction for 3 years.

Click here to get started




 
Our Carriers Our Company Services Contact Us More Help
Home
Who We Are
Events
Customer Service
Get A Quote
Insurance Types
Send A Message
Locations
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook Twitter LinkedIn Google+ We support
the Rotary
704 Jericho Turnpike | New Hyde Park, NY 11040 | Phone: 516.488.4000 | Fax: 516.488.2714
Browne Insurance Agency is a dba of J. Nicholas Krug Agency Inc.
Powered by Insurance Website Builder

Join Our Newsletter Refer A Friend Our Partners Get A Quote